not really asking for advice, but

[baratron]

Argh. I forgot to pay my credit card bill this month. Kinda unsurprising that I've had other things on my mind, but... The due date is Tuesday, 6th. I just set up a payment from my online banking, from the same bank where the credit card is, but even then it's not guaranteed to go through before Wednesday. Is it worth me ringing the bank to tell them about my health woes? It's the Co-Op, so they are not evil, and I usually pay my bill way before the due date (usually as soon as I receive it).

I can't believe I'm posting this to livejournal, but... I just don't want to have to pay a £20 "fine" over a £20 payment. And yes, I can afford £20 - it's just the principle of the thing. Punish me for deliberate non-payment or for being flaky, either I could accept, but I don't like being punished for being ill enough that I haven't thought about finances in weeks. I probably have to go to the doctor again tomorrow, because of some random oddities that might be indicative of something up with my liver. Gah.

Comments

[geminigirl]

It never hurts to give a call and ask. I had an issue recently where I got a new card, with a transferred balance, and never got a bill for it. I finally got around to calling to activate the card, and was told I had an overdue balance. I was surprised to say the least, seeing as I'd not gotten a bill. With moving and everything, this was not surprising to anyone, and they were very kind about waiving the late fee that had been added to my account.

Call. The worst they can say is "sorry we can't help you."

[mhw.livejournal.com]

Yup. Exactly.